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What is supplemental life insurance and does it have a cash value?

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What is supplemental life insurance and does it have a cash value?

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Have A 100,000 Whole Life Policy With $71,0000 In Cash Value. Over The Past 16 Years Premiums are Being Paid Under A Disability Clause. I Just Turned 72 Years Old & Was Wondering If I Should Cancel It & Do Repairs Around The Home. It Pays Me A Yearly Cash Dividend Of $1,350.00. I Have About $400,000 Of Additional Insurance.

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