what is student insurance and why do I need it?
Some students are under the impression that their belongings are covered under their parents’ home insurance, but this is often not the case and even where cover is available it will usually be restricted. As a result, standalone student contents insurance policies are available to protect against loss or damage caused by risks such as theft, fire, vandalism, storm, flood and burst pipes. With the average student now owning over £4,000 worth of belongings (Source: Endsleigh Student Possession Research 2008) student contents insurance can provide you with valuable peace of mind, regardless of whether you are in your first or final year of studies. Although insurance won’t make the loss, theft or damage of your belongings any less upsetting, it will ease the financial strain of replacing them.
