What is stacking?
“Stacking” refers to a provision of UIM and UM insurance that allows you to increase your protection by the number of vehicles you have in your household. Although you can waive the “stacking” option and insure just one vehicle, our insurance attorneys recommend taking advantage of full coverage for everyone in your family.
Stacking is how the 3rd edition rules determine what bonuses and penalties can be used together. Every bonus and penalty has a type, such as “armor”, “dodge”, “enhancement”, and so forth. (The various types of bonuses are described in the DMG on p. 177.) With some exceptions, if two bonuses or penalties have different types, you can add them together (“stacking”); if two bonuses or penalties have the same type, only the higher one counts. The exceptions to stacking are standard armor and shields (which both provide armor bonuses, yet stack with each other though they do not stack with any other armor bonuses), enhancement bonuses on standard armor and shields (which still stack with each other, but not with enhancement bonuses that affect other armor bonuses), enhancement bonuses on ranged weapons and their ammunition, and dodge, synergy, and some circumstance bonuses (which stack with any other dodge and synergy bonuses, and any circumstance bonus not caused by the exact same circumst
Related Questions
- When I model the velocities from my stacking velocities, I know that there are many anomalies and bulls-eyes in the mapped velocities, can I remove these undesirable artefacts in VelocityManager?
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