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What is spousal impoverishment protection?

April 26, 2017impoverishment spousal

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What is spousal impoverishment protection?

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“Spousal Impoverishment Protection” affects certain married couples, who are elderly or have disabilities, and where one of the spouses is residing in a nursing home or other medical institution for 30 days or more. There are special rules for counting assets and allocating the assets to the community spouse and the nursing home spouse. The purpose of the spousal impoverishment protection is to prevent the community spouse from being impoverished by the spouse’s institutionalization.