What is Social Security Disability Insurance (SSDI)?
Social Security Disability Insurance (SSDI) is a federal entitlement program that is available to individuals who are elderly or disabled who worked in the past. During this past work experience these individuals paid into the Social Security Trust Fund through FICA taxes. NOTE: Due to cost of living adjustments, or COLA increases, your SSDI payments may increase in the future. Substantial Gainful Activity (SGA) The Social Security Administration (SSA) defines disability by looking at your work ability. Substantial Gainful Activity (SGA) is the measure used by SSA in determining if an individual is entitled to disability benefits. The SGA limit for 2007 is $900.00 a month in gross wages (before taxes). If you are able to earn $900.00 or more per month for an extended period of time, the Social Security Administration may no longer consider you eligible to continue to receive SSDI payments.
