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What is Social Security Disability Insurance Program (SSDI)?

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What is Social Security Disability Insurance Program (SSDI)?

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SSDI provides benefits to disabled or blind persons who are “insured” by workers’ contributions to the Social Security trust fund. These contributions are based on your earnings (or those of your spouse or parents) as required by the Federal Insurance Contributions Act (FICA). Title II of the Social Security Act authorizes SSDI benefits. If you have dependants they may also be eligible for benefits from your earnings record. Benefits are based on your “duration” of work – this is measured in annual quarters. There is no state supplemental payment with the SSDI program. Your payments can be small enough that you might also qualify for some SSI along with SSDI.

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