What Is RRSP Mortgage Investing?
A. Quite simply what R.R.S.P. investing is about, is holding real estate mortgages as investment vehicles under the umbrella of your R.R.S.P. account. Look at your R.R.S.P. as a separate and distinct individual. Traditionally, the thing that has been done with RRSP plans is that they were placed in some kind of mutual fund or stock fund based instrument that was placed by a financial brokerage firm, in exchange for a return, usually measured in return, and the success of the return was based on the astuteness of a fund handler, who took that pool of money and loaned it out to some venture or project of sort, that you sort of knew where it was (in global funds, in insurance funds, or coffee beans, orange juice ..???). Now I know that there are regulations etc. as to how your money is to be placed etc within that game, but as recent history has shown, it seems not to matter as much with respect to the bottom line return into your account. (Mr. or Mrs. RRSP Planholder). One of the vehicle
