What is required for Florida motorcycle insurance?
Liability insurance for a motorcycle driver is a voluntary purchase, unless the lien holder on a motorcycle requires proof of insurance. If involved in an accident, however, not carrying property damage or bodily injury liability insurance can result in loss of motorcycle registration, civil court judgment or SR-22 (Financial Responsibility) insurance to maintain a driver license.Owned MotorcycleFlorida does not require vehicle insurance for motorcycles; insurance is optional for riders over 21 years old who wear helmets. Florida’s no-fault, or personal injury protection, law does not apply to motorcycles, but the financial responsibility law applies to all vehicles, including motorcycles.Motorcycle With LoanThe bank or finance company that gives a loan for a motorcycle can require motorcycle insurance coverage. The amount of insurance is determined by the lender.Medical InsuranceMotorcycle helmets are not required by law in Florida for riders over 21 years old. If motorcycle riders op
