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What is Regulation D?

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What is Regulation D?

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Federal Regulation D places a monthly limit on the number of transfers you may make from your Savings Accounts or Money Market Accounts (MMAs) without your physical presence being required.

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All financial institutions are required by Regulation D to limit the number of transfers and/or withdrawals that can be completed from a savings or money market account. These transfers and/or withdrawals are limited to six per calendar month, three of which may be made by check.

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Federal Regulation “D” limits the number of selected savings transactions people can make during a one-month period. This regulation is not U.P. Connection Federal Credit Union-specific. All banking consumers, regardless of where their account is located, must abide by this regulation.

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