What Is Reaffirmation?
Although you filed bankruptcy to cancel your debts, you have the option to sign a written agreement to ‘‘reaffirm’’ a debt. If you choose to reaffirm, you agree to be legally obligated to pay the debt despite bankruptcy. If you reaffirm, the debt is not canceled by bankruptcy. If you fall behind on a reaffirmed debt, you can get collection calls, be sued, and possibly have your pay attached or other property taken. Reaffirming a debt is a serious matter. You should never agree to a reaffirmation without a very good reason.
Although you filed bankruptcy to cancel your debts, you have the option to sign a written agreement to ”reaffirm” a debt. If you choose to reaffirm, you agree to be legally obligated to pay the debt despite bankruptcy. If you reaffirm, the debt is not canceled by bankruptcy. If you fall behind on a reaffirmed debt, you can get collection calls, be sued, and possibly have your pay attached or other property taken. Reaffirming a debt is a serious matter. You should never agree to a reaffirmation without a very good reason.
Perhaps you were confirmed when you were younger. Perhaps, in spite of the sincere promises you made then, you drifted from your relationship with God and Gods son, you drifted from the Church. You too are invited to come again before the bishop, and publicly reaffirm your faith and your commitment. This is called Reaffirmation. Similarly the bishop will lay his or her hands upon your head, saying : May the Holy Spirit, who has begun a good work in you, direct and uphold you in the service of Christ and his kingdom. Amen. For you this too will be an awesome day!
