What is private health insurance in Germany?
The private health insurance represents in the German health service the counterpart to the legal health insurance and at the same time an equivalent alternative for this. The major task of the private health insurance exists in the security of the risk in connection with disease costs. By this all fall the costs, which with the demand medical treatments develop, which serve the re-establishment, preservation or improvement of the state of health, besides cover the insurance protection also preventive and rehabilitation measures. To the substantial characteristics on the one hand the kinds of the contribution computation and on the other hand the account principle of insurance payments belong to the private health insurance. The contribution determination of the private health insurance basely on a risk-fair calculation, is however independent of the income. On the basis of factors like the age and gender of the insurant, its state of health with conclusion of a contract and further pe
