What is PreDent?
The University’s PPO dental plan is one of the two dental insurance plans offered to eligible Northwestern University faculty and staff. It is a self insured dental plan covering comprehensive care by any physician or hospital selected by a covered member. A self-insured plan refers to benefit plans which are funded by employee and employer Contributions and deposited to a trust. Claims and other plan expenses are paid from the trust. Any remaining monies at the end of the plan year are retained as plan assets. Under fully-insured plans, contributions are deposited to an insurance company. Any remaining monies at the end of the plan year become assets of the insurance company and not the plan. The PPO plan is administered by BlueCross BlueShield of Illinois.
