What is ppo health insurance?
PPO is an acronym for Preferred Provider Organization. A PPO is a health insurance product that allows members to visit any doctor, specialist or hospital. PPOs do not require a primary care physician (PCP) to coordinate care or treatment, and referrals are not required, according to Cigna HealthCare. Members pay less for seeing in-network providers, but have the freedom of seeing out-of-network providers at a higher cost.
