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What is point-of-service (POS) plan?

Plan point-of-service pos
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What is point-of-service (POS) plan?

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This is a type of insurance plan combining features of an HMO and a PPO. You decide whether to go to an HMO network provider and pay a CO-pay or go to a PPO provider and pay a deductible and a coinsurance percentage. POs plans sometimes offer maternity benefits.

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