What is PIP or Personal Injury Protection?
Oregon law requires every motor vehicle insurance policy to have personal injury protection. PIP is no-fault insurance coverage to pay for losses to drivers and passengers up to the policy limit (typically, $15,000). It covers (a) reasonable and necessary medical bills, (b) lost earnings beginning on the 14th day of your inability to work because of the car accident, (c) essential services that you would normally do yourself, and (d) funeral expenses.
