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What is PIP coverage?

April 26, 2017coverage PIP

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What is PIP coverage?

2 Answers

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PIP is also known as Personal Injury Protection or no fault insurance and is coverage for medical bills for injuries sustained in the insureds own vehicle. This is a mandatory coverage for all vehicles registered in NY.

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“P.I.P.” is “no fault” insurance. No matter who is at fault in a car accident, you must submit all medical bills to your own insurance company, which pays 80% on them and 60% of all wages lost due to injuries, if properly documented. This will continue up to the limits of coverage or until your insurance company cuts off benefits for proper cause. “At fault” driver’s insurance does not normally pay your medical bills during the life of your case.