What is PIP and How Does it Work or How Does Insurance Pay My MedicalBills in a Car Accident?
Personal Injury Protection (PIP) refers to the section of an automobile insurance policy that provides for the payment of medical treatment for the named insured and others who may be covered under the named insured’s policy. Because New Jersey is a “no fault” state, medical bills for injuries sustained in an automobile accident are paid by the insured party’s own automobile insurance carrier under PIP.