What is Physicians Administrative Defense Reimbursement (PAD) Coverage and who gets it?
NORCAL provides exclusive PAD Coverage at no additional charge. Under this coverage NORCAL will reimburse a qualified insured for attorney’s fees and costs incurred in the defense of an administrative proceeding such as those related to medical licensure, clinical privileges, medical staff membership, and employment-related civil actions. In addition, NORCAL will reimburse a qualified insured for reasonable expenses and earnings lost if they are required to attend any hearings related to such an administrative proceeding or employment-related civil activities.
