What is phishing?
Phishing is a fast-growing Internet crime in which attackers phish (think fish) for your personal information. They bait the hook by building a fake page that looks like your credit unions login page. They hope you will take the bait, believe it is a valid page, and enter your login information. They can then record it and use it to access your account.
Phishing is a particularly popular scam in which a party creates an official-looking web page that asks you to provide your username and password, or other personal information such as your Social Security number, bank account number, PIN number, credit card number, or mother’s maiden name or birthday. In many cases, you’ll receive a link to this phishing page via an email which claims to come from an official-looking (but probably forged) address. You can also end up at these pages by following links that you find on the web or in IM messages.
“Phishing” or “spoofing” is a form of online fraud in which someone poses as a legitimate company to obtain sensitive personal data and then, using this information, illegally conducts transactions on your existing accounts or on new fraudulently created accounts using your sensitive personal data. The most current methods of “phishing” are fake e-mails that contain links to Web sites that seek to illegally obtain personal information, fake or fraudulent Web sites and non-user initiated pop-up windows, or any combination of these.
Phishing is the act of sending an email posing as a trusted entity in an effort to extract non-public personal information (NPI) from unsuspecting victims. This information is gathered by either requesting some type of response to the email itself or by having the victim follow an email embedded Internet link. Once a user follows the link, they often arrive at a very legitimate looking Web site and are requested to submit some type of information (often personal – social security number, banking or credit card information, and/or account numbers). Believing the email and Web site to be legitimate, users often comply, only to find that they have turned their information over to an unknown, often untraceable, entity. Phishers may further build your trust by leaving you a precursory voicemail message that you will soon be receiving an email from “ABC Bank & Trust” – this twist leads you to have greater feelings of legitimacy when the fraudulent email does arrive and increases the likeliho
Phishing is an Internet fraud technique that is used by criminals to trick you into giving them personal information. Phishing occurs when a criminal sends you an e-mail message with a link to what may appear to be our website – but it is actually a fake. On this fake website, you will be asked to enter personal information, such as your social security number, account number or credit card number. Phishing is a fraudulent act aimed at stealing your identity and private account information. Phishers set up a phony website that looks like the site of a trusted company to trick you into disclosing your user ID and password.
