What is “Personal Injury Protection” insurance (PIP)?
PIP is coverage that will compensate a loss due to injury regardless of who is charged with causing the crash. PIP applies to bodily injury to you, relatives who live in your home and passengers who are not required to have PIP, as well as licensed drivers who drive your vehicle with your permission. PIP insurance also protects you if you are injured as a pedestrian or bicyclist as long as the injury is caused by an accident involving a motor vehicle.
PIP is coverage that will compensate a loss due to injury regardless of who is charged with causing the crash. PIP applies to bodily injury to you, relatives who live in your home and passengers who are not required to have PIP, as well as licensed drivers who drive your vehicle with your permission. PIP insurance also protects you if you are injured as a pedestrian or bicyclist as long as the injury is caused by an accident involving a motor vehicle.
PIP is insurance coverage that pays for medical expenses, lost wages and the cost of replacing services normally performed by someone injured in an auto accident, regardless of fault. It may also cover funeral costs. Not all states require PIP coverage, but states with no fault laws may limit the right to sue for non-monetary damages such as pain and suffering. In most states, those covered by a PIP policy usually include: • Policyholder • Policyholder’s relatives in the same household • Passengers • Other authorized drivers • Policyholder and family members if they are injured while riding in someone else¿s car or as a pedestrian when struck by another vehicle Return to index . . .
PIP is coverage that will compensate a loss due to injury regardless of who is charged with causing the crash. PIP applies to bodily injury to you, relatives who live in your home and passengers who are not required to have PIP, as well as licensed drivers who drive your vehicle with your permission. PIP insurance also protects you if you are injured as a pedestrian or bicyclist as long as the injury is caused by an accident involving a motor vehicle. **What is ” Bodily Injury Liability” insurance? (BIL) Bodily Injury Liability coverage pays for serious and permanent injury or death to others when you cause an accident involving your automobile. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you get sued. In particular, your company pays for injuries caused by you or members of your family who live with you, even if they were driving someone else’s vehicle. It may also cover others who drive your automobile with
Personal Insurance Protection insurance coverage pays for medical expenses, lost wages, and the cost of replacing services normally performed by someone injured in an auto accident, regardless of fault. It may also cover funeral costs. Not all states require PIP coverage, but states with no fault laws like Florida have limited the right to sue for non-monetary damages, such as pain and suffering.
