What is Permanent Total Disability (PTD)?
PTD is either: a) The permanent and complete loss of use of both hands, both arms, both feet, both legs, both eyes, or any two such parts, e.g., one leg and one arm; or b) A complete disability that renders the employee permanently unable to do any kind of work for which there is a reasonably stable employment market.
If you are unable to return to any form of gainful and suitable employment held in the past, you may qualify for PTD benefits. These benefits are based on your average weekly wage at the time of the injury but are paid monthly instead of biweekly. Generally, they are for significant and serious injuries, such as paraplegia, quadriplegia, or traumatic brain injuries.
Permanent Total Disability is a legal term that describes permanent restrictions determined by your doctor that render you unable to work in your current job. You may also have restrictions that limit you from performing your job duties or obtaining gainful employment in a similar capacity. We are experienced in PTD, workers’ compensation injury and in non-workplace accident cases.
