What is Optima Plus?
The Optima Plus, Optima FourSight, Optima Equity, and Optima Design plans feature in-network and out-of-network benefits. You make the choice of which coverage you want to use each time you seek care. When you use your coverage — either in-network or out-of-network — you should follow the procedures outlined in this guide. Remember, your out-of-pocket costs will be higher when you use out-of-network benefits. Below are characteristics unique to in-network and out-of-network coverage options.
