What is Occupational Accidental Death & Dismemberment (AD&D) insurance?
Occupational AD&D provides financial protection in the event of a fatal occupational accident or an occupational accident which results in the loss of a limb or eyesight. For benefits to be paid, the death or loss must occur while employed by and at work for the State of Ohio. The claim must be not more than one year from the date of the occupational accident and be a direct result of bodily injury sustained from that accident, independent of all other causes.
