What is not required to be covered by OSHC?
• assisted reproduction services, such as in-vitro fertilisation (IVF) • treatment arranged before coming to Australia • treatment needed while travelling to or from Australia • transportation of an overseas student or dependent into or out of Australia for any reason • treatment covered by provisions for compensation and damages. OSHC may cover, depending on the type of OSHC product purchased, general treatment (ancillary or extras cover, for example dental, optical or physiotherapy). If you require general treatment cover, you should contact the insurers for further information. How much does OSHC cost? The average cost of OSHC is $423 (Australian Dollars) for 12 months single cover, $846 for 12 months family cover (current as at January 2011). What if I need treatment? You can choose to visit any general practitioner or go to the outpatients department of a public hospital. If necessary, the doctor will refer you to a specialist for further treatment. If you require hospitalisation,