What is my Temporary Total Disability (TTD) rate based upon?
The amount of your TTD benefit is determined by a calculation (as set out in 820 ILCS 305/10) of your average weekly wage (AWW) rate, reduced by one-third (1/3), thus arriving at a “TTD rate”. This amount should amount to two thirds of the total of your average, gross, weekly wage for the year preceding the accident, but it does not include some types of income and/or benefits that your employer would otherwise pay you, but for this accident. As discussed in the immediately preceding paragraphs, the calculation of this TTD amount is both critical to the employee, because it determines the amount(s) due for all periods in time that the employee is unable to go to work, as a result of the work related accident; and this is an area where historically, the workers’ compensation carriers (in this writer’s opinion) make errors that costs employees significant amounts of money/benefits. The employer’s workers’ compensation insurance carrier has its own self interests to protect in the process
