What is my recourse against the No-Fault carrier?
A. If you and your doctor feel that you were unfairly denied No-Fault benefits, you can bring the carrier to arbitration. An independent arbitrator will determine whether or not the denial of benefits was correct. If the arbitrator finds that the denial was improper, he or she will specify which medical bills should be paid and for what period of time you should receive lost wage benefits. Because the arbitrator can only rule on medical bills and lost wages that were submitted and the No-Fault carrier refused to pay, it is important that you continue to submit your medical bills to No-Fault. To maintain a claim for lost wage benefits, your doctors must continue to document in your medical records that you are disabled from your employment. You have six years from the date of the accident to begin the arbitration process. It is advisable to wait to file for arbitration until after your claim for personal injuries against the at-fault driver has been resolved since the arbitration decisi
