What is my MS SVCs credit limit or available balance?
A MS SVC does not have a line of credit. You control the available balance by depositing money onto the card account. This eliminates expensive interest fees incurred by credit cards, yet retains the flexibility to make purchases anywhere Maestro and/or MasterCard and other network brands on the back of your card are accepted. When you receive your MS SVC, your current available balance will be $0.00. You must activate the card by following the enclosed instructions, and then you must load funds onto the card via any of the available load methods. Once you have an available balance on your card, it can be used to get cash back or make point-of-sale purchases.