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What is my maximum annual contribution to my HSA if our family coverage includes both individual (embedded) and family (umbrella) deductibles?

April 26, 2017annual contribution coverage embedded family HSA includes individual maximum

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What is my maximum annual contribution to my HSA if our family coverage includes both individual (embedded) and family (umbrella) deductibles?

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• If the HSA account owner has family coverage with individual deductibles for each family member, they are still subject to a 2008 maximum annual contribution limit of $5,800 plus up to $900 in additional catch up dollars if they turn 55 or older during the year.

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• If the HSA account owner has family coverage with individual deductibles for each family member, they are still subject to a 2010 maximum annual contribution limit of $6,150 plus up to $1,000 in additional catch up dollars if they turn 55 or older during the year.