What is my investment in Lone Star Ag Credit?
As a borrower and stockholder, you should be aware that Lone Star Ag Credit is part of the Farm Credit System serving agriculture in the Tenth Farm Credit District. Lone Star receives funding for the loans we originate from the Farm Credit Bank of Texas (FCBT). Since your lender is organized as a cooperative, you invest in the capital stock or participation certificates of Lone Star Ag Credit as a condition to receiving a loan. Lone Star Ag Credit in turn invests in the capital of the FCBT. To assist you in understanding how stock and participation certificates work at Lone Star Ag Credit, the most common questions and their answers are listed below. If you have additional questions, please contact your association.