What is my financial responsibility if I am referred for services outside of MIT Medical (including physical therapy at the Z Center)?
• For occupational therapy, physical therapy, and speech therapy, a $25 coinsurance will apply. Coinsurance rates will be 20 percent for visits 1–16, and 50 percent for visits 17–24. • For office visits, a $25 copayment and a 20 percent coinsurance will apply. Coverage is limited to four office visits per calendar year. Coinsurance does not apply to out-of-pocket maximum.* • For diagnostic studies (e.g., CT scans, MRIs), 10 percent coinsurance will apply. * For a definition of, and more information about, “coinsurance” and “out-of-pocket maximum,” see the Student Health Plan Overview (PDF).
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