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What is multifactor authentication or enhanced security?

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What is multifactor authentication or enhanced security?

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At Alerus Financial, your online security is a top priority. To reduce the risk of online identity fraud, we have introduced multifactor authentation. Multifactor authentication is simply the combination of something you know (your username and password) and something that you have (such as a image, pass phrase, or token). You must use what you know and what you have to login successfully. We also refer to this as enhanced security.

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