What is Michigan Mini-Tort payment for damage to a Motor Vehicle and can a Michigan motorcyclists get it?
A Mini-Tort is the exception to Michigan’s No-Fault Law regarding damage to a Motor Vehicle. Its design is to have the at-fault driver’s insurance company pay you up to $500 for your deductible. However it is for Motor Vehicles and a Motorcycle is not a Motor Vehicle under Michigan’s No-Fault Law. Therefore, a biker can not obtain this $500 Mini Tort money like a driver of a car, truck or van can. Michigan motorcyclists get shafted. Therefore, when choosing your collision coverage chose your deductible knowing you probably will never get it back.
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