What is Medicare Plan B?
Medicare Part B is medical insurance for people over 65. It covers the cost of certain medical services, like doctor visits and outpatient care, and some preventive services. People under 65 can get Medicare Part B coverage if they have certain disabilities.CoveragesMedicare Part B covers some supplies and services that your doctor considers medically necessary. Preventive services like flu shots, cardiovascular screenings, certain cancer screenings and pap tests are also covered.ExclusionsMedicare Part B doesn’t cover routine dental care, dentures, cosmetic surgery, long-term care, hearing aids or hearing aid fitting exams.EnrollmentYou automatically are enrolled in Medicare Part B when you turn age 65 if you receive Social Security or Railroad Retirement benefits. Or, you will be enrolled in Medicare Part B 24 months after receiving disability benefits if you are under age 65.CostYou must pay your Medicare Part B premiums. In 2010, the monthly premium will be between $96.50 and $110.
