What is Medical Payments Coverage, or “Med-Pay” Benefits?
Many Missouri auto policies include a form of medical coverage called medical payments coverage, or commonly referred to as “med-pay”. Med-pay coverage pays medical expenses up to the amount of the coverage for each person in the med-pay insured vehicle, regardless of fault. These limits are usually in amounts of $1,000, $2,500, $5,000, or $10,000. Med-pay benefits do not have to be repaid if the negligent driver’s insurance pays damages. While some less reputable attorneys charge a fee for collection med-pay benefits, Larson Law handles the collection of med-pay benefits for free, as a courtesy to our clients.
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