What is Medical Evacuation (Medevac) insurance?
Medevac insurance covers the cost of an air ambulance, attending physician and nurse, etc. if you are injured or so ill that you can’t return home (or get to a suitable medical facility) on a scheduled commercial passenger flight. Medical evacuations can cost tens of thousands of dollars. This is coverage for the really big problems such as a helicopter rescue, which can run you in the tens of thousands of dollars. It makes sense to buy this coverage if you’re going on an “adventure” vacation, or to an area where you’ll be far from modern medical facilities. Medicare does not provide for payment of hospital or medical services outside the United States. Medicare provides no benefits outside the United States, and Medigap only pays for emergency care during the first 60 days you are outside the U.S. This leaves retiree’s traveling for 61 days or longer with only two options: buy private coverage individually or through a group, or go without medical protection. American Based HMOs and P
