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What is meant by “financial hardship” when a full or partial waiver of the Medicare recovery amount is under consideration?

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What is meant by “financial hardship” when a full or partial waiver of the Medicare recovery amount is under consideration?

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Medicare will consider the impact of unforeseen severe financial circumstances existing at the time of Medicare’s claim as well as the impact of out-of-pocket medical expenses versus the beneficiary’s resources to meet these obligations. Medicare may grant a full or partial waiver if recovery would have an adverse effect on the beneficiary’s standard of living as it existed prior to the accident/injury/illness.

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