What is mATM Payment?
mATM Payment is a method of payment where customers using mobile phones that is equipped with an mATM-enabled SIM card (such as the Telkomsel Navigator Halo SIM card) can instruct their bank to debit their accounts to pay participating merchants for their purchases. Merchants will treat mATM Merchant Payments as cash payments. In a slightly different scenario, merchants can also submit the payment transaction to the clients bank, in which case, the client will need to authorize the transaction with their mobile banking PIN on their mobile phone.