What is Maricopa Mortgage decision process?
After you complete your application, Maricopa Mortgage will review your information in order to assess the risk involved with your particular loan and situation. Maricopa Mortgage also prepares the necessary documentation to process the loan and satisfy government regulations. If you are pre-approved, you will be presented with a short list of documents you need to provide for loan processing. These items will primarily include verification of your income and perhaps a request for W-2s, income tax returns, or similar information. Immediately after your online pre-approval, depending on where you live, a senior loan officer will meet with you or a loan application will be mailed to you for review. It will contain all of the information that you’ve entered during your online session. Please review it carefully and make any corrections or changes that you feel are necessary. Maricopa Mortgage will contact you to discuss your credit history or with specific requests for any additional info
