What is Long-Term Care (LTC)?
Long-Term Care (LTC) is the assistance that is provided to people who are unable to perform the Activities of Daily Living (ADLs) that healthy, fully functional people do independently and on a daily basis. The need for LTC services arises from chronic health conditions and/or physical disabilities, such as a stroke, Multiple Sclerosis, Parkinson’s or Alzheimer’s disease. The services are provided over a long period of time. Some people mistakenly assume that most people receive LTC in nursing homes. In actuality, a significant number of individuals receive LTC at an assisted living facility or in their own home.