What is Life Settlements?
Life settlements is the sale of a life insurance policy to a third party, where the insured individual does NOT have a known life-threatening or terminal illness or condition. The life insurance policy will be sold for an amount that is greater then the current cash surrender value and less then the total death benefit. There has been a growing market for the purchase and sale of policies that do not meet the traditional definition of a viatical settlement. Typically these transactions involve life insurance policies of a large face amount (often $250,000 or more), or involve “key-person” coverage or corporate owned life insurance or policies representing excess coverage that is no longer needed. Why use The Capital Preservation Group? Simply put, we make full disclosure of all transactions. We will share with our clients all gross offers and any commissions. As independents we are able to shop directly with every funder in the life settlements market. Second opinion. We offer a second
