WHAT IS IS AN UNINSURED DEED DECLARATION AND WHY DO I NEED IT?
When someone receives a property without consideration, by a Deed that is recorded but not insured by a title company, the title company requires that the Grantor (Seller or Giver) signs an Affidavit or Declaration of Uninsured Deed in front of a Notary Public other than the Notary who notorized the Deed. This is to insure that the property was not given under duress or fraudulently. Unfortunately, there are a lot of forgeries these days and the title needs to be extra careful when issuing title insurance.
