What is included in the restoration services?
• Members will be provided a general packet of information about the restoration process and guidance • The 3 major credit bureaus will be notified and assistance provided in placing fraud alerts. • Review the member’s credit file to determine accuracy and potential areas of fraud. • Notification of the identity fraud to the member’s affected creditors, financial institutions, credit card companies, utility providers, merchants…etc. • Provide information to the Federal Trade Commission (FTC). • Provide assistance with obtaining and reviewing the member’s social security personal earnings and benefits statement. • Create and maintain a case file to document the identity fraud Back to Top Does my policy cover lost wages if I have to take time off work to fix my credit? Yes. The policy covers actual lost wages that would have been earned in the US, for time taken off work and away from work premises to amend and/or rectify records as to member’s true name and identity. The limit to the po