What Is Included in a Life Insurance Review and Market Study?
We open the “black box” of life insurance and provide information to trustees, advisors and insureds so you can make an informed decision about life insurance. Reviews are provided on a fixed fee basis. The insurance review is a written report that typically includes: • Needs assessment relative to client objectives. • Detailed policy summary including a review of policy ownership and product type. • In-force re-projections of future cash values and death benefits based on to-date results compared to original expectations. • Evaluation of the underwriting class based on current medical information (to be provided by insured) and assessment of possible rate class improvements for existing policies. • Evaluation of policy charges and assumptions and their impact on performance. • Evaluation of the insurance company’s current financial ratings and outlook. • Recommendations to bring current policies in line with initial expectations, if policies are underperforming. • Evaluation of fundin
Related Questions
- What if I need a new study, additional investigator, protocol amendment or request for continuing review reviewed before the regularly scheduled Board meeting?
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