What is in my Equifax Credit Report™ thats preventing me from obtaining credit?
Equifax does not grant or deny credit. Therefore, we do not know what’s in your credit report that may prevent you from obtaining credit. Each credit grantor has established criteria for making credit decisions. Your credit may appear perfect, but having too much credit or too many outstanding balances are examples of why your request for credit may have been declined. Sometimes the decision is not even based directly on the credit report. For instance, you may not have been at your current residence long enough. If you have questions about why you were not approved for credit, you may want to contact the credit grantor who turned you down and ask them for an explanation.
Equifax does not grant or deny credit. Therefore, we do not know what’s in your credit file that may prevent you from obtaining credit. Each credit grantor has established criteria for making credit decisions. Your credit may appear perfect, but having too much credit or too many outstanding balances are examples of why your request for credit may have been declined. Sometimes the decision is not even based directly on the credit file. For instance, you may not have been at your current residence or in your present job long enough. If you have questions about why you were not approved for credit, you may want to contact the credit grantor who turned you down and ask them for an explanation.
