What is full coverage auto insurance in Florida?
Full auto coverage in Florida is required if you’re financing your vehicle. It includes liability, comprehensive, collision and the state-required personal injury coverage. It’s recommended for expensive/luxurious vehicles. Taxis also must have full coverage.LiabilityLiability covers damage to another vehicle; medical expenses for injuries and includes a death benefit in the event of death. The very least you can carry is $10,000, as of 2010.ComprehensiveComprehensive covers the vehicle if it’s vandalized, stolen or gets damaged by weather, such as a hailstorm or hurricane.CollisionCollision covers your vehicle if you’re in an accident, or if you hit an object, such as a tree, fence or building.Personal Injury ProtectionPersonal injury protection, also known as PIP, is required in Florida, which is a “no fault” state. PIP covers medical expenses. The minimum PIP required in Florida is $10,000, as of 2010, and it’s included in full coverage.Policy DetailsIt’s important to review your po