What is Fire Damage Legal Liability?
Fire Damage Legal Liability is included in most, but not all general liability policies, and provides you coverage if you’re legally responsible for any fire damage to a building you lease, rent, or borrow. Example: You rent a Hotel Ballroom for a birthday party. While lighting the candles on the birthday cake, you accidentally set fire to the drapes causing scorch and smoke damage to the wall and ceiling. Fire Damage Legal Liability would cover you for the costs to repair the damage.