What Is finger minutiae?
Finger minutiae is an identification method through which a fingerprint is converted to a small electronic template containing unique details of the print’s pattern. These key comparison features are referred to as minutiae (pronounced “minooshia”). The template is designed to lend itself easily to use at any transaction point where payment cards are used. Finger minutiae is now being used internationally in transaction environments such as electronic benefits transfer and check-fraud prevention, and has proven to be fast (one-second verification), simple and cost effective. MasterCard International has selected finger minutiae as the first biometric technology to test with its payment card systems, noting in a recent news release that “it provides the highest degree of reliability, ease of enrollment and acceptance of any technology on the market. ” Cardholder identification for the 21st century The Data Encrypted Standard is used in the world of the magnetic stripe to protect PINs as
