What is “Fee-Only” financial planning and why should that be important to me?
Because we are Fee-Only financial planners, all conflicts of interest regarding compensation are removed. We do not accept sales commissions; we work solely for our clients. Because we do not sell financial products such as investments and insurance, there are no third-party relationships or outside influences to color our thinking and financial recommendations. In addition, our firm is a Registered Investment Adviser; as such, we must comply with a host of regulations designed to protect the consumer. One important question you should always ask when considering a financial planner’s services is ”May I please have a copy of your Form ADV Part II?” This document contains important information about the planner’s qualifications, ways of doing business, philosophies, potential conflicts of interest, etc. Please find a copy of our current Form ADV Part II in Client Forms.
