What is Disability Insurance Benefits (SSDI)?
An individual is only eligible for these benefits if they have paid a certain amount of Social Security tax over a period of time which is enough to have a disability insurance coverage active. Generally, you must have paid at least a certain amount of Social Security tax in at least twenty calendar quarters during the forty calendar quarters before your total disability began. This means you must have worked and paid Social Security tax for about five out of the last ten years before you became totally disabled. If the disability began before age 30, then the individual must prove that they became disabled while disability insurance coverage was in force or they are not entitled to benefits. If your disability claim is approved, then the monthly payment will be set by your earnings during your working career. In many cases, your dependent children will also get benefits in addition to your own.
An individual is only eligible for these benefits if they have paid a certain amount of Social Security tax over a period of time which is enough to have a disability insurance coverage active. Generally, you must have paid at least a certain amount of Social Security tax in at least twenty calendar quarters during the forty calendar quarters before your total disability began. This means you must have worked and paid Social Security tax for about five out of the last ten years before you became totally disabled. If the disability began before age 30, then the individual must prove that they became disabled while disability insurance coverage was in force or they are not entitled to benefits. If your disability claim is approved, then the monthly payment will be set by your earnings during your working career.
