What is Dental HMO Insurance?
Dental HMOs are the least costly forms of dental insurance. Although you must use the dentists within a network, there are no waiting periods, pre-existing limitations, or annual maximums. Question: What is Dental PPO Insurance? Answer: PPOs allow you the flexibility to use dental providers in or out of network. They cost more then dental HMOs and have limitations on how much dental work will be covered in any one year. Question: What is Dental Indemnity Insurance? Answer: Indemnity means that you can go to any dentist you want, you pay the bill, and then you are reimbursed a portion of what you spent. What is paid back to you is outlined in the policy. Supplemental Insurance FAQ Question: Group Supplemental Insurance Answer: Cancer, accident, critical illness, or hospital indemnity. These plans can be offered to employees at no cost to the employer to reimburse the employee for specific expenses due to illness and/or injuries. Employee Services FAQ’s Question: What is a Section 125 “c
